Blog

One of the smartest ways to capitalize funds and build long-term financial stability is to invest in Dubai’s booming Real Estate Market. With world-class infrastructure, tourism industry, and investor-friendly government policies, Dubai’s property sector has been witnessing consistent year-on-year growth. With 2024 alone recording over 120,000 real estate transactions, where a significant share comes from Indian investors. From off-plan properties by reputed developers like Emaar and Damac to ready-to-move-in luxury apartments, The city  has something for every investor to buy property in Dubai. 

Adding to its appeal is the Dubai property visa for foreigners, also known as the Golden Visa, which allows long-term residency for those investing a minimum of AED 2 million in property. 

As you buy property in Dubai you don’t only diversify your portfolio but also get a volatile choice to stabilize yourself financially with rental incomes. 

Shubh Labh Realtors, your property buying guide in Dubai and also one of the premier Vastu consultants in Dubai, assist you in searching for your dream home or a high-return investment with growth, stability, and lifestyle like never before.

Requirements to Buy Property in Dubai as a Foreigner

1. Eligibility

Any foreign national can purchase property in designated freehold areas like Downtown, Dubai Marina, Palm Jumeirah, etc. with no requirement of UAE residency by leveraging benefits of Dubai property visa for foreigners. 

2. Valid Passport

A valid passport copy is sufficient to initiate a property purchase as Visa is not mandatory at the time of buying.

3. Financing Options

Buyers can opt for mortgage loans with down payment upto 20–25% of the property value from UAE banks (subject to eligibility).

4. Property Type

Choose between off-plan projects, ready-to-move properties, or rental-yield investments depending on your goal.

5. Golden Visa Opportunity

By investing AED 2 million or more in property, get qualified for a 10-year Dubai property visa for foreigners. The visa applies to individuals and families, with full residency rights.

6. Developer & Broker Verification

At Shubh Labh Realtors, we ensure full transparency with legally vetted properties. We are not only premier Indian based Vastu consultants in Dubai, but also RERA approved property buying guide in Dubai. 

Golden Visa: A Major Advantage with Dubai property visa for foreigners

• Get 10-year residency by investing in property worth AED 2 million or more.
• Available for freehold properties—both ready and off-plan.
• Visa includes a spouse, children, and domestic help.
• No requirement to reside  in the UAE permanently.
• Allows full ownership, banking access, and business setup rights

Taxes and Applicable Fees

• No Property Tax or Capital Gains Tax – Dubai charges no annual property tax, inheritance tax, or capital gains tax.
  
  
• Dubai Land Department (DLD) Transfer Fee – 4% is paid to DLD while purchasing property and its one time payment. 
  
  
• Title Deed Registration Fee – A flat fee of AED 580 is charged by DLD to issue the title deed in clients name.
  
  
• Real Estate Agent Commission – Standard commission is around 2% of the property value, paid to the RERA-registered agent.
  
  
• Developer Fees (for Off-Plan Properties)-  this one time administrative fees, and the charges may range from 1,000 to AED 5,000 during booking or handover.
  
  
• Mortgage Fees (If Financing Through Bank) – 1% of the loan amount is charged as a mortgage registration fee by DLD. And for further processing, additional bank charges may range between 0.5% to 1% of the loan.
  
  
• Service Charges / Maintenance Fees – Annual service charges apply for the maintenance of building facilities, security, amenities, etc.These can range from AED 10–30 per sq. ft. depending on the location and property type.
  
  
• Property Valuation Fees – For mortgage-backed purchases, a valuation fee of around AED 2,500–3,500 is charged by the bank.

Common pitfalls to avoid while buying property in Dubai:

Mistake 1: Not Checking Developer Reputation

Always invest in RERA-approved projects by trusted developers.

Mistake 2: Ignoring Location

The wrong area can limit your ROI or resale potential. Our property buying guide in Dubai ensures you choose wisely.

 Mistake 3: Not Consulting a Vastu Expert

Overlooking vastu may affect your long-term satisfaction and success. Contact Shubh Labh Realtors, a premier Vastu consultants in Dubai for vast compliant property. 

 Mistake 4: Confusing Freehold vs Leasehold

Foreigners can only own in designated freehold zones. We guide you on legal clarity.

Mistake 5: Rushing Without a Plan

Not understanding payment plans, off-plan terms, and visa rules can cause trouble later.

Conclusion: Make the Right Move with Shubh Labh Realtors

Whether you’re an Indian expat, an international investor, or someone planning to relocate, there’s no better time than now. Use our expert property buying guide in Dubai and get one-on-one support to make your journey effortless. With growing real estate opportunities, visa benefits, world-class lifestyle, and our support enter into Dubai’s dynamic real estate market.

With assistance from Shubh Labh Realtors, you can choose properties that are Golden Visa eligible and match your budget, while also aligning with vastu principles combining modern property solutions with ancient Indian wisdom for health, success, and prosperity.

Frequently Asked Questions (FAQs)

1. Can foreigners buy property in Dubai?

Yes, Dubai has allowed foreigners to buy, sell, and rent property in designated freehold areas, including popular markets like Downtown, Dubai Marina, and Palm Jumeirah since 2002.

2. What is the Dubai Golden Visa, and how can property investment qualify me?

Dubai golden visa makes us eligible to stay in Dubai for 10 years by Investing AED 2 million or more in real estate (mortgaged or off-plan).

3. Can I get a mortgage as a foreigner?

Yes. Foreign buyers can get mortgages through UAE banks, with some down payments of 20–25% of the property value.

4. What is a freehold area?

Freehold zones are those where foreigners have full ownership rights, including selling and renting.

5. How fast can I get residency after buying property?

Once you buy property and receive the title deed, you can apply for the residency visa,  which will be issued within 48 hours under USDGFA regulations.